Updated: 06-Mar-26 15:22 ET
Highlights
- Consumer credit increased by $8.1 billion in January (Briefing.com consensus: $9.9 billion) following an upwardly revised $25.2 billion increase (from $24.0 billion) in December.
- Revolving credit increased by $4.7 billion to $1.329 trln.
- Nonrevolving credit increased by $3.3 billion to $3.786 trln.
- Consumer credit increased at a seasonally adjusted annual rate of 1.9 percent in January. Revolving credit increased at an annual rate of 4.3 percent, while nonrevolving credit increased at an annual rate of 1.1 percent.
- The key takeaway from the report is that the credit expansion was modest but fairly balanced in January, with revolving and nonrevolving credit both increasing for the month.
| Category | JAN | DEC | NOV | OCT | SEP |
| Total Credit | $8.0B | $25.2B | $2.6B | $7.3B | $15.3B |
| Revolving | $4.7B | $12.4B | -$3.1B | $4.4B | $4.4B |
| Nonrevolving | $3.3B | $12.8B | $5.7B | $2.9B | $10.8B |
