Updated: 07-Oct-25 15:16 ET
Highlights
- Consumer credit increased by $0.4 billion in August (Briefing.com consensus: $13.1 billion) following an upwardly revised $18.0 billion increase (from $16.0 billion) in July.
- Revolving credit decreased by $6.0 billion to $1.305 trln.
- Nonrevolving credit increased by $6.3 billion to $3.756 trln.
- Consumer credit increased at a seasonally adjusted annual rate of 0.1 percent in August.
- Revolving credit decreased at an annual rate of 5.5 percent, while nonrevolving credit increased at an annual rate of 2.0 percent.
- The key takeaway from the report is that the expansion in consumer credit was miniscule in August due to a decrease in revolving credit, which saw its biggest decrease since March.
| Category | AUG | JUL | JUN | MAY | APR |
| Total Credit | $0.4B | $18.1B | -$4.7B | $7.8B | $16.8B |
| Revolving | -$6.0B | $11.2B | $0.1B | -$1.3B | $7.0B |
| Nonrevolving | $6.3B | $6.9B | -$4.8B | $9.1B | $9.8B |
